2024 CE OSS: 1-Hour Massachusetts

NMLS Course Number:  15976

Continuing Education Requirements
Every state-licensed MLO (in any approved status) is required to complete at least 8 hours of NMLS approved education annually beginning the year they are licensed (unless PE was completed in the same year). Annual CE education must include:

• 3 Hours of Federal Law
• 2 Hours of Ethics (which shall include fraud, consumer protection, and fair lending issues)
• 2 Hours of Non-Traditional Mortgage Lending
• 1 Additional Hour of MA-Specific Education (referred to as an elective)

Number of hours is 3/2/2/+ 1 hr of MA law = 8

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row. MLO’s are advised not to retake pre-licensure education (PE) unless directed to by a State Regulator. PE education does not count towards meeting annual CE requirements.